Rain is the world's first AI Financial Health Platform, built to help the modern workforce stabilize, control, and grow their finances. Serving 3.5 million employees across 1,200+ employers, including McDonald's, Marriott, and Cava, Rain delivers measurable outcomes for both employees and the organizations that employ them.
At the core of Rain is Earned Wage Access: employees can access up to 50% of wages already earned, at no cost to the employer, with zero disruption to payroll. From there, Rain's full financial health suite gives employees tools for budgeting, savings, credit building, overdraft protection, and more.
What makes Rain different is the AI layer. Rain's AI Financial Health Agent works 24/7 in the background, combining real-time earnings data with each employee's live financial picture. It anticipates cash flow gaps, prevents overdrafts, reduces unnecessary expenses, and builds a personalized financial roadmap, without the employee having to ask.
The results speak for themselves: 35% lower turnover, 17 more hours worked per month, and $4 billion in earned wages delivered to date.